Best subscription tracker apps in 2026

Six subscription trackers worth your time, split by the one choice that decides the rest. Two of them read your bank feed. The other four leave the list to you. We read every price and feature below off each company's own page on August 12, 2026, and every cell carries that date.

By the Subby team·Last updated September 2, 2026

How to read this list

Every subscription tracker answers one question first. Where does the list come from? Either the app reads your bank and card transactions and works out which ones repeat, or you type them in yourself. Charts, reminders, widgets and especially the price all follow from that answer.

Prices move, so every competitor claim below links to the page it came from. Check before you pay.

The comparison table, dated

Rocket Money

Link your accounts and Rocket Money lists charges you couldn't have named from memory, then Premium hands the cancelling to a human. Nothing else here makes that phone call. Choose Rocket Money if that's worth both a bank connection and a recurring fee for the tool that reduces recurring fees.

Emma

Emma is the strongest option here if you're in the UK. FCA-regulated open banking pulls in your accounts, and subscriptions are one screen in an app that also covers budgets, credit and rent reporting. Choose Emma if you want a whole UK money dashboard and can live with an app that needs a connected account before it shows you anything.

SubTracker

SubTracker makes the clearest privacy statement of the manual group, and it backs that up with free CSV and JSON export on every plan. A household can share a Family workspace and track together. Choose SubTracker if that sharing is the draw, and you don't mind that a manual tracker with no bank connection still bills you every month.

ReSubs

ReSubs is polished on both phones, and one of the few here you can pay for once instead of every month. Its cancellation guides are useful when you're halfway through a cleanup. Choose ReSubs if you need a cross-platform app in your own language. Check the free tier's cap first, though, because free ends at a number of subscriptions rather than at a feature.

Bobby

Bobby defined how a subscription tracker should look, and it has aged well: entirely manual, priced as small one-time packs, and now running on Mac and Apple Vision too. There's no Android version, and that limit is permanent. Choose Bobby if you're all-Apple and care about craft more than cross-platform.

Subby

Ours, so discount it accordingly. Subby is manual-first. You add from 600+ built-in services, or point PRO's screenshot import at a confirmation email and let it read the service, price and cycle for you to confirm. Reminders keep firing for a week after a date you ignored, and the home-screen widget shows what's next and what this month costs. None of it needs an account.

Subby can't auto-detect anything, because it never sees your transactions. We made that trade on purpose. The free tier shows ads, and PRO is one payment, bought per store, so a Play unlock doesn't carry to the App Store. Your list does move between phones through your own Google Drive backup. Choose Subby if the list is already in your head, reminders and a widget are what you're missing, and you would rather pay once than every month.

Rocket Money alternatives

People looking for a Rocket Money alternative almost always want one of two things, and the table above has a column for each. Our Subby vs Rocket Money page runs the same comparison on just those two apps.

• The same idea without the bank connection. That rules out the aggregators. SubTracker, ReSubs, Bobby and Subby are four ways to track subscriptions without linking a bank account. You lose automatic discovery and keep your transaction history to yourself.
• The same idea without another monthly bill. Here that means a subscription tracker you pay for once: Bobby, Subby and ReSubs' lifetime tier.

What the manual group can't replace is the cancellation service. None of these apps cancels anything for you. If someone else making the calls is what you came for, you want a bank-linked app.

So which subscription tracker is best?

If you can't name what's charging you, a bank-linked app earns its access. Once you can name them all and only need the dates, pick from the manual group on pricing model and platform. There's no single best tracker here, only the one that matches the half of the problem you actually have.

We use product names for identification only, and we re-verify every figure above quarterly.